Friday, 21 September 2018

Shared Ownership Mortgages


100% of your share with adverse!

I have a lender that will lend up to 100% of the share you are looking to buy and allow fees to be added to the mortgage!

If you have a clean credit history, you may be able to get a mortgage for shared ownership from a High Street lender, but what if you are refused once they carry out a credit search?

Then you have a problem because there are very few lenders that offer adverse credit mortgages for a Shared Ownership purchase.

My lender will consider you even with;

  • CCJ's or Defaults up to any monetary value subject to underwriter approval.
  • Mortgage arrears in the last 12 months - one 1 late payment in the past 12 months (but 0 in the last 6 months)
  • Any adverse over 12 months ago may be ignored but as with any adverse, a plausible explanation surrounding the circumstances will be required.
  • Loans from £3,000 to £150,000.
  • Option to have interest only which is very handy if your mortgage term needs to be short because of retirement for example.

If you would like further information regarding Shared Ownership Mortgages or any of the other Services that we offer, please Contact Us


  • I specialise

    I specialise in adverse credit mortgages – mortgages for people who have a poor credit history because of any number of reasons.

  • Choice of Lenders

    I am a whole of market credit mortgage broker meaning I can talk to every lender to see about finding you the right mortgage.

  • Saving You Money

    As an adverse credit mortgage broker for over 29 years i have a great deal of experience that will help save you time & money.

My Contact Details & Fees

  • La Cachette, Upper Stanley Rd, High Wycombe, Bucks HP12 4DB
  • T: 01494 526400
  • M: 07949 713563

My fee for arranging a mortgage is 1% of the mortgage amount with a minimum fee of £1,995.

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Your home may be repossessed if you do not keep up repayments on your mortgage.