Tuesday, 21 August 2018

ADVERSE CREDIT MORTGAGES

I specialise in Adverse Credit Mortgages because there are very few brokers dedicated to offering advice in this area. Understanding adverse credit lenders criteria is far more complex, detailed and time consuming than dealing with a mortgage from a High Street lender.

With only a few sub prime lenders to choose from, getting it right first time is very important.

  • I specilaise in (adverse) credit mortgages because there are very few brokers dedicated to offering advice in this area. Understanding the lenders criteria is far more complex, detailed and time consuming than dealing with a mortgage from a High Street lender.

    MORTGAGE WHEN YOU HAVE ARREARS

    Unlimited mortgage, secured or unsecured arrears if over 12 months ago but none missed in the last 12 months and up to 75% LTV

  • MORTGAGE AFTER BANKRUPTCY OR IVA

    Many people I talk to are delighted to find that after talking to me they do qualify for a mortgage having been made Bankrupt as they have assumed they would have to wait 6 years.

  • MORTGAGE WHEN YOU HAVE CCJ's

    As with any form of adverse credit, one of the most important considerations a credit lender will want to know when looking at the CCJ's on your credit file is the date they were registered.

 


  • MORTGAGE WHEN YOU HAVE DEFAULTS

    Any defaults registered over 2 years ago can be ignored, do not have to be repaid and you can borrow up to 85% of a properties value.

  • DEBT MANAGEMENT PLAN MORTGAGES

    It’s only natural to worry about how a DMP could affect your mortgage application. A DMP doesn’t mean you’re unable to apply for a new mortgage.

  • MORTGAGES AFTER A REPOSSESSION

    Understandably lenders are wary of lending but borrowing up to 75% is available provided you have not been repossessed within the last 12 months.

3 REASONS TO ASK ME TO ARRANGE YOUR MORTGAGE

  • I specialise

    I specialise in adverse credit mortgages – mortgages for people who have a poor credit history because of any number of reasons.

  • Choice of Lenders

    I am a whole of market credit mortgage broker meaning I can talk to every lender to see about finding you the right mortgage.

  • Saving You Money

    As an adverse credit mortgage broker for over 29 years i have a great deal of experience that will help save you time & money.

My Contact Details & Fees

  • La Cachette, Upper Stanley Rd, High Wycombe, Bucks HP12 4DB
  • T: 01494 526400
  • M: 07949 713563
  • steve@snmortgages.co.uk

My fee for arranging a mortgage is 1% of the mortgage amount with a minimum fee of £1,995.

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Your home may be repossessed if you do not keep up repayments on your mortgage.